工伤赔偿与其他赔偿的竞合
Overlap of Work-related Injury Insurance Compensation and Other Compensation
很多商业保险公司对意外医疗保险金的给付约定了“补偿原则”,意味着在其保险责任范围内,保险人仅对扣除已获得补偿后的剩余医疗费用,按照合同约定承担给付保险金责任。
Many commercial insurance companies may use the ‘the indemnity principle’ regarding the payment of medical treatment, which means that the insurance companies merely bear the rest part of the fee for medical treatment (after deducting the part that has been already compensated from other channels) within its insurance coverage.
2014.10.09